Live Transactions

{{IngestURL}}

{
   "type":"banking",  //banking, payments, onboarding
   "event":{
      "transaction":{
         "id": "87554303-3f75-4883-8fb8-48fce003859f", //unique transaction id
         "time": "2022-12-12T12:15:05.391Z", //ISO 8601 format
         "amount": 8291,
         "currency": "XAF",
         "ref": "xaf",
         "session_id": "xaf",
         "type": "deposit",  //debit, credit, transfer, etc.
         "channel": "mobile",  //online, mobile, atm, branch, pos
         "purpose": "salary payment",  //bill payment, transfer, airtime, etc.
         "source_of_funds": "employment income"  //savings, business, investment, etc.
      },
      "user":{
         "user_id":"9931fac0-6bfa-4b3c-842c-7840006d89b6",
         "user_type": "individual",  //individual, business, government, other
         "registration_time": "2022-12-12T12:15:05.392Z",
         "email":"erik.miller@buchanan.com",
         "name":"Trevor Arias",
         "tier": "silver",  //basic, silver, gold, platinum
         "account_type": "checking",  //savings, checking, business, student
         "gender": "male",  //male, female, other
         "balance": 24500.50,  //current account balance before transaction
         "mobile":"5797454931",
         "last_pin_change": "2022-11-01T08:30:00.000Z",
         "last_password_change": "2022-10-15T14:22:10.000Z"
      },
      "receiver":{
         "account_name": "John Doe",
         "bank_name": "EcoBank",
         "account_number": "CM21100375689",
         "country": "Cameroon"
      },
      "sender":{
         "account_name": "Anon Doe",
         "bank_name": "Paystack TITAN",
         "account_number": "NG0567890321",
         "country": "Nigeria"
      },
      "device":{
         "type":"mobile",
         "os":"Android",
         "model":"Pixel 7",
         "language":"en-US",
         "ip_address":"154.72.170.233",
         "device_id":"ff97adb7-8d3d-4f15-94df-87e21e1212de"
      },
      "address":{
         "city":"North Sarah",
         "street":"6238 Walker Unions Suite 802",
         "country":"Morocco"
      },
       "meta": [
        {"key": "value"}
      ]
   }
}

{
 
   "type":"card_transaction",
   "event":{
      "transaction":{
         "id": "87554303-3f75-4883-8fb8-48fce003859f",
         "time": 1670843705391,
         "amount": 8291,
         "currency": "xaf",
         "ref": "xaf",
         "session_id": "xaf",
         "type": "deposit",
         "channel": "paystack" 
      },
      "user":{
         "user_id":"9931fac0-6bfa-4b3c-842c-7840006d89b6",
         "registration_time":1670843705392,
         "email":"erik.miller@buchanan.com",
         "name":"Trevor Arias",
         "mobile":"5797454931"
      },
      "payment":{
         "payment_id": "9931fac0-6bfa-4b3c-842c",
         "method_type": "card",
         "scheme": "Visa",
         "card_last_four": "9876",
         "expiry_month": "10",
         "expiry_year": "25",
         "name_on_card": "John Buchanan",
         "billing_address": {
           "city": "North Sarah",
           "street": "6238 Walker Unions Suite 802",
           "country": "Morocco"
         }
      },
      "device":{
         "type":"mobile",
         "os":"Android",
         "model":"Pixel 7",
         "language":"en/US",
         "ip_address":"154.72.170.233",
         "device_id":"ff97adb7-8d3d-4f15-94df-87e21e1212de"
      },
      "address":{
         "city": "North Sarah",
         "street": "6238 Walker Unions Suite 802",
         "country": "Morocco"
      },
     "meta": [
        {"key": "value"}
      ]
   }
}

{
    event: {
        meta: [
            {
                transaction_id: "Dojah-20231111085937073"
            }
        ],
        user: {
            name: "Maplerad-Provarex-Acc  None",
            email: "",
            mobile: "None",
            user_id: "4ac1bc59-34ad-485a-bda5-eb406a49a411",
            registration_time: "1696421468798421"
        },
        device: {
            os: "Android",
            type: "mobile",
            model: "Pixel 7",
            language: "en/US",
            device_id: "ff97adb7-8d3d-4f15-94df-87e21e1212de",
            ip_address: "154.72.170.233"
        },
        sender: {
            country: "NG",
            bank_name: "",
            account_name: "Paystack",
            account_number: "1017692813"
        },
        address: {
            city: "Lagos",
            street: "Ikeja",
            country: "Nigeria"
        },
        receiver: {
            country: "NG",
            bank_name: "VFD_NEW",
            account_name: "",
            account_number: "1029283851"
        },
        transaction: {
            id: "Dojah-20231111085937073",
            ref: "Dojah-20231111085937073",
            time: "1699693180085313",
            type: "deposit",
            amount: 300,
            channel: "transfer",
            currency: "NGN",
            session_id: "Dojah-20231111085937073"
        }
    },
    score: 30,
    decision: {
        action: "Allow",
        rule_status: false
    },
    behavioral: {
        UnusualTimeTransactions: {
            state: true,
            description: "User transaction time is outside of normal business hours"
        },
        AbnormalTransactionVolume: {
            state: true,
            description: "User has abnormally high transaction volume of 34 within a short period"
        }
    }
}