Credit Summary

{{baseUrl}}/api/v1/credit_bureau

{
    "entity": {
        "address": "ELEGANZA HOUSE,15B JOSEPH WESLEY STR.BROAD STREET   025 NG   LAGOS NIGERIA ",
        "bvn": "12345678901",
        "dateOfBirth": "01/01/1904",
        "email": "",
        "gender": "Male",
        "name": "John Doe Anon",
        "phone": "080123456789",
        "score": {
            "bureauStatus": {
                "crc": "success",
                "creditRegistry": "success",
                "firstCentral": "success"
            },
            "creditEnquiries": [
                {
                    "source": "CREDIT_REGISTRY",
                    "value": [
                        {
                            "contactPhone": "234 (1) 2798800",
                            "date": "2022-11-13T00:00:00",
                            "loanProvider": "Suretree Systems Limited",
                            "reason": "N/A"
                        }
                    ]
                }
            ],
            "creditEnquiriesSummary": [
                {
                    "source": "CREDIT_REGISTRY",
                    "value": {
                        "Last12MonthCount": "38",
                        "Last36MonthCount": "101",
                        "Last3MonthCount": "4"
                    }
                }
            ],
            "creditors": [
                {
                    "source": "CREDIT_REGISTRY",
                    "value": [
                        {
                            "Address": "Stallion Plaza 36 Marina Lagos Island Lagos",
                            "Name": "Union Bank of Nigeria Plc",
                            "Phone": "0123456789",
                            "Subscriber_ID": "734289734289248261"
                        }
                    ]
                }
            ],
            "highestLoanAmount": [
                {
                    "source": "CRC",
                    "value": 5000
                }
            ],
            "lastReportedDate": [
                {
                    "source": "CRC",
                    "value": "13/Nov/2022"
                }
            ],
            "loanHistory": [
                {
                    "source": "CRC",
                    "value": [
                        {
                            "accountNumber": "01234567893",
                            "dateReported": "30-Apr-2019",
                            "installmentAmount": "",
                            "lastPaymentDate": "",
                            "loanAmount": "5000",
                            "loanDuration": null,
                            "loanProvider": "UNION BANK OF NIGERIA PLC",
                            "outstandingBalance": "0",
                            "overdueAmount": "0",
                            "paymentHistory": [],
                            "performanceStatus": "Performing",
                            "status": "Open",
                            "type": "Overdraft"
                        }
                    ]
                }
            ],
            "loanPerformance": [
                {
                    "source": "FIRST_CENTRAL",
                    "value": [
                        {
                            "accountNumber": "12345678928181192",
                            "loanAmount": 250800,
                            "loanCount": 1,
                            "loanProvider": "Union Bank Nigeria Plc Lagos",
                            "noOfNonPerforming": 0,
                            "noOfPerforming": 1,
                            "outstandingBalance": 0,
                            "overdueAmount": 0,
                            "performanceStatus": "Performing",
                            "status": "Closed"
                        }
                    ]
                }
            ],
            "maxNoOfDays": [
                {
                    "source": "CRC",
                    "value": null
                }
            ],
            "totalBorrowed": [
                {
                    "source": "CRC",
                    "value": 445800
                }
            ],
            "totalMonthlyInstallment": [
                {
                    "source": "CRC",
                    "value": 10000
                }
            ],
            "totalNoOfActiveLoans": [
                {
                    "source": "CRC",
                    "value": 1
                }
            ],
            "totalNoOfClosedLoans": [
                {
                    "source": "CRC",
                    "value": 2
                }
            ],
            "totalNoOfDelinquentFacilities": [
                {
                    "source": "CRC",
                    "value": 0
                }
            ],
            "totalNoOfInstitutions": [
                {
                    "source": "CRC",
                    "value": 1
                }
            ],
            "totalNoOfLoans": [
                {
                    "source": "CRC",
                    "value": 3
                }
            ],
            "totalNoOfOverdueAccounts": [
                {
                    "source": "CRC",
                    "value": 0
                }
            ],
            "totalNoOfPerformingLoans": [
                {
                    "source": "CRC",
                    "value": 3
                }
            ],
            "totalOutstanding": [
                {
                    "source": "CRC",
                    "value": 0
                }
            ],
            "totalOverdue": [
                {
                    "source": "CRC",
                    "value": 0
                }
            ]
        },
        "searchedDate": "2023-12-13T08:42:25.835Z"
    }
}